tamaunique.blogg.se - What is a tc file

While this data is not easy to access, for a merchant it can be used to help strengthen your chargeback prevention strategy. Visa collects this TC40 data as part of its Risk Identification Service (RIS), and for MasterCard this data is part of the System to Avoid Fraud Effectively (SAFE) report.

Transaction details such as when and where it occurred.

Bank details for those involved in the transaction.

You are not initially notified of this TC40 data claim. This claim is sent to your acquirer, any other issuing banks, and credit card brands including Visa and MasterCard. When a customer makes a fraud claim, their card-issuing bank generates a TC40 data claim.